SDCCU MORTGAGE RATE PDF

Monthly budgeting is easy and affordable, since you will always pay the same amount even if interest rates increase. After that, the interest rate becomes variable and can fluctuate. Adjustable rate home loans allow you to afford more home and are best for homebuyers who are not planning on keeping their home long-term or plan to refinance. A jumbo loan is often used when you need a home loan larger that the conforming loan limit in your area.

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Payment example does not include amounts for taxes or insurance premiums; actual payment obligation may be greater. Other restrictions may apply. Reimbursement of closing costs: if the loan is paid off within 36 months of origination, a prorated amount of closing costs will be added to the loan payoff amount.

The rates shown are fixed for 5 years, then become adjustable and may increase or decrease once every 5 years. The interest rate quoted is determined by the weekly average yield on the United States Treasury, securities adjusted to a constant maturity of five years CMT as made available by the Federal Reserve Board plus a margin of 2.

Verification of income, credit, assets, homeowners insurance, hazard, and, if applicable, flood insurance required. APRs, rates, terms and conditions are subject to change. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. Certain terms and conditions may apply. Programs available for residential single family, townhouse, condo or PUD properties located in California. Subject to approval.

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